Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 233001000,
"plan_assets": 202222000,
"funded_ratio": 0.8679,
"deficit": -30779000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1702780/000162828023004614/0001628280-23-004614-index.htm",
"form": "10-K",
"filed": "2023-02-23"
}
}{
"m_score": -3,
"threshold": -1.78,
"ratios": {
"DSRI": 1.054,
"GMI": 0.976,
"AQI": 0.948,
"SGI": 0.959,
"DEPI": 0.967,
"SGAI": 1,
"LVGI": 1.073,
"TATA": -0.101
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.0993,
"inputs": {
"revenue_t": 8590467000,
"revenue_t1": 8954417000,
"total_assets_t": 30703838000,
"net_income_t": -1869024000,
"cfo_t": 1228457000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1702780/000170278026000013/0001702780-26-000013-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}{
"etr_by_year": {
"2023-12-31": 0.3334
},
"statutory_rate": 0.21,
"gap_by_year": {
"2023-12-31": -0.1234
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1702780/000170278026000013/0001702780-26-000013-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}{
"f_score": 0.386,
"probability": 0.00143,
"components": {
"rsst": -0.0993,
"drec": 0.0001,
"dinv": null,
"soft": 0.695,
"dcs": -0.041,
"droa": -0.0576,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1702780/000170278026000013/0001702780-26-000013-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}