Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": -1.607,
"threshold": -1.78,
"ratios": {
"DSRI": 1.076,
"GMI": 1.015,
"AQI": 0.744,
"SGI": 1.221,
"DEPI": 0.931,
"SGAI": 0.897,
"LVGI": 0.795,
"TATA": 0.133
},
"defaulted_to_neutral": [],
"sloan_accruals": 0.1353,
"inputs": {
"revenue_t": 2442549000,
"revenue_t1": 2000168000,
"total_assets_t": 1800952000,
"net_income_t": 132636000,
"cfo_t": -116231000
},
"stale": false,
"latest_filing_period": "2026-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1022408/000114036126023171/0001140361-26-023171-index.htm",
"form": "10-K",
"filed": "2026-05-28"
}
}{
"f_score": 1.871,
"probability": 0.00692,
"components": {
"rsst": 0.1353,
"drec": 0.0867,
"dinv": 0.0437,
"soft": 0.7648,
"dcs": 0.1414,
"droa": 0.018,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2026-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1022408/000114036126023171/0001140361-26-023171-index.htm",
"form": "10-K",
"filed": "2026-05-28"
}
}{
"etr_by_year": {
"2026-03-31": 0.2844,
"2025-03-31": 0.2797,
"2024-03-31": 0.2803
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-03-31": -0.0744,
"2025-03-31": -0.0697,
"2024-03-31": -0.0703
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1022408/000114036126023171/0001140361-26-023171-index.htm",
"form": "10-K",
"filed": "2026-05-28"
}
}{
"icr_by_year": {
"2026-03-31": null,
"2025-03-31": null,
"2024-03-31": 35.427,
"2023-03-31": 40.204
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 5.708,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 133806000,
"interest_expense_t": 3777000
},
"stale": true,
"latest_filing_period": "2026-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1022408/000114036126023171/0001140361-26-023171-index.htm",
"form": "10-K",
"filed": "2026-05-28"
}
}