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{
"m_score": -1.925,
"threshold": -1.78,
"ratios": {
"DSRI": 1.149,
"GMI": 1.02,
"AQI": 0.96,
"SGI": 1.332,
"DEPI": 0.929,
"SGAI": 1,
"LVGI": 1.105,
"TATA": 0.036
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": 0.0411,
"inputs": {
"revenue_t": 210925000,
"revenue_t1": 158384000,
"total_assets_t": 217486000,
"net_income_t": 17035000,
"cfo_t": 9169000
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/914122/000143774926012499/0001437749-26-012499-index.htm",
"form": "10-K",
"filed": "2026-04-16"
}
}{
"etr_by_year": {
"2026-01-31": 0.2489,
"2025-01-31": 0.2912,
"2024-01-31": -0.3357
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-01-31": -0.0389,
"2025-01-31": -0.0812,
"2024-01-31": 0.5457
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/914122/000143774926012499/0001437749-26-012499-index.htm",
"form": "10-K",
"filed": "2026-04-16"
}
}{
"f_score": 0.585,
"probability": 0.00216,
"components": {
"rsst": 0.0411,
"drec": 0.1195,
"dinv": 0.0078,
"soft": 0.7111,
"dcs": 0.1873,
"droa": 0.024,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/914122/000143774926012499/0001437749-26-012499-index.htm",
"form": "10-K",
"filed": "2026-04-16"
}
}{
"icr_by_year": {
"2026-01-31": 13.891,
"2025-01-31": 9.128,
"2024-01-31": 5.5,
"2023-01-31": 4.968
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 4.619,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 29449000,
"interest_expense_t": 2120000
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/914122/000143774926012499/0001437749-26-012499-index.htm",
"form": "10-K",
"filed": "2026-04-16"
}
}