Every card below shows the score and the exact filing data it was computed from โ no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent โ reads this company's signals and writes a short, cited summary.
{
"etr_by_year": {
"2025-12-31": 0.2348,
"2024-12-31": 0.2298,
"2023-12-31": 0.2301
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.0248,
"2024-12-31": -0.0198,
"2023-12-31": -0.0201
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/861884/000110465926020651/0001104659-26-020651-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}{
"benefit_obligation": 9900000,
"plan_assets": 72400000,
"funded_ratio": 7.3131,
"deficit": 62500000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/861884/000155837017000994/0001558370-17-000994-index.htm",
"form": "10-K",
"filed": "2017-02-24"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 43.379,
"2022-12-31": 40.239
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 8.951,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1739500000,
"interest_expense_t": 40100000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/861884/000155837024002166/0001558370-24-002166-index.htm",
"form": "10-K",
"filed": "2024-02-29"
}
}