Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 12284000,
"plan_assets": 0,
"funded_ratio": 0,
"deficit": -12284000,
"deficit_vs_equity": 0.0075,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/89089/000162828026007695/0001628280-26-007695-index.htm",
"form": "10-K",
"filed": "2026-02-12"
}
}{
"icr_by_year": {
"2025-12-31": 3.83,
"2024-12-31": 3.599,
"2023-12-31": 3.943,
"2022-12-31": 5.388
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 0.617,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 978087000,
"interest_expense_t": 255372000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/89089/000162828026007695/0001628280-26-007695-index.htm",
"form": "10-K",
"filed": "2026-02-12"
}
}{
"m_score": -2.528,
"threshold": -1.78,
"ratios": {
"DSRI": 1.034,
"GMI": 0.985,
"AQI": 1.001,
"SGI": 1.029,
"DEPI": 1,
"SGAI": 1,
"LVGI": 0.992,
"TATA": -0.021
},
"defaulted_to_neutral": [
"DEPI",
"SGAI"
],
"sloan_accruals": -0.0222,
"inputs": {
"revenue_t": 4309234000,
"revenue_t1": 4186379000,
"total_assets_t": 18654512000,
"net_income_t": 542614000,
"cfo_t": 942798000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/89089/000162828026007695/0001628280-26-007695-index.htm",
"form": "10-K",
"filed": "2026-02-12"
}
}{
"etr_by_year": {
"2025-12-31": 0.2562,
"2024-12-31": 0.232,
"2023-12-31": 0.2412
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.0462,
"2024-12-31": -0.022,
"2023-12-31": -0.0312
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/89089/000162828026007695/0001628280-26-007695-index.htm",
"form": "10-K",
"filed": "2026-02-12"
}
}{
"f_score": 0.524,
"probability": 0.00194,
"components": {
"rsst": -0.0222,
"drec": 0.0003,
"dinv": 0.0001,
"soft": 0.8394,
"dcs": 0.0279,
"droa": -0.0008,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/89089/000162828026007695/0001628280-26-007695-index.htm",
"form": "10-K",
"filed": "2026-02-12"
}
}