Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
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{
"benefit_obligation": 109200000,
"plan_assets": 86200000,
"funded_ratio": 0.7894,
"deficit": -23000000,
"deficit_vs_equity": 0.008,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2026-02-28",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/16918/000001691813000008/0000016918-13-000008-index.htm",
"form": "10-K",
"filed": "2013-04-29"
}
}{
"f_score": 1.768,
"probability": 0.00654,
"components": {
"rsst": -0.0451,
"drec": null,
"dinv": -0.0002,
"soft": 0.9953,
"dcs": -0.1048,
"droa": 0.0808,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2026-02-28",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/16918/000001691826000011/0000016918-26-000011-index.htm",
"form": "10-K",
"filed": "2026-04-22"
}
}{
"m_score": -2.728,
"threshold": -1.78,
"ratios": {
"DSRI": 1,
"GMI": 1.01,
"AQI": 1.047,
"SGI": 0.895,
"DEPI": 1,
"SGAI": 1.059,
"LVGI": 0.919,
"TATA": -0.042
},
"defaulted_to_neutral": [
"DSRI",
"DEPI"
],
"sloan_accruals": -0.0451,
"inputs": {
"revenue_t": 9139000000,
"revenue_t1": 10208700000,
"total_assets_t": 21900500000,
"net_income_t": 1686700000,
"cfo_t": 2669000000
},
"stale": false,
"latest_filing_period": "2026-02-28",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/16918/000001691826000011/0000016918-26-000011-index.htm",
"form": "10-K",
"filed": "2026-04-22"
}
}{
"etr_by_year": {
"2026-02-28": 0.2612,
"2024-02-29": 0.2055
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-02-28": -0.0512,
"2024-02-29": 0.0045
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-02-28",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/16918/000001691826000011/0000016918-26-000011-index.htm",
"form": "10-K",
"filed": "2026-04-22"
}
}