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{
"etr_by_year": {
"2025-12-31": -0.0132,
"2024-12-31": 0.001,
"2023-12-31": 0.023
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.2232,
"2024-12-31": 0.209,
"2023-12-31": 0.187
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/911971/000091197126000015/0000911971-26-000015-index.htm",
"form": "20-F",
"filed": "2026-03-13"
}
}{
"benefit_obligation": 45307000,
"plan_assets": 42775000,
"funded_ratio": 0.9441,
"deficit": 2500000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/911971/000162828018005389/0001628280-18-005389-index.htm",
"form": "20-F",
"filed": "2018-04-30"
}
}{
"f_score": 0.377,
"probability": 0.00139,
"components": {
"rsst": -0.0902,
"drec": -0.0001,
"dinv": -0.0073,
"soft": 0.1775,
"dcs": null,
"droa": -0.0206,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/911971/000091197126000015/0000911971-26-000015-index.htm",
"form": "20-F",
"filed": "2026-03-13"
}
}{
"icr_by_year": {
"2025-12-31": 104.563,
"2024-12-31": 48.428,
"2023-12-31": 18.984,
"2022-12-31": 6.37
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 15.101,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 302814000,
"interest_expense_t": 2896000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/911971/000091197126000015/0000911971-26-000015-index.htm",
"form": "20-F",
"filed": "2026-03-13"
}
}