Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 113119000,
"plan_assets": 45726000,
"funded_ratio": 0.4042,
"deficit": -35805000,
"deficit_vs_equity": 0.1206,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/899751/000089975119000016/0000899751-19-000016-index.htm",
"form": "10-K",
"filed": "2019-03-07"
}
}{
"m_score": -2.692,
"threshold": -1.78,
"ratios": {
"DSRI": 1.139,
"GMI": 1.007,
"AQI": 0.895,
"SGI": 0.991,
"DEPI": 0.969,
"SGAI": 1.07,
"LVGI": 1.048,
"TATA": -0.056
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0574,
"inputs": {
"revenue_t": 1828443000,
"revenue_t1": 1845937000,
"total_assets_t": 1672660000,
"net_income_t": -63494000,
"cfo_t": 30029000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/899751/000089975126000007/0000899751-26-000007-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}{
"etr_by_year": {
"2024-12-31": 1.434,
"2023-12-31": 0.2373
},
"statutory_rate": 0.21,
"gap_by_year": {
"2024-12-31": -1.224,
"2023-12-31": -0.0273
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/899751/000089975126000007/0000899751-26-000007-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}{
"f_score": 0.989,
"probability": 0.00366,
"components": {
"rsst": -0.0574,
"drec": 0.0167,
"dinv": 0.0205,
"soft": 0.6103,
"dcs": -0.0242,
"droa": -0.0345,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/899751/000089975126000007/0000899751-26-000007-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 7.917,
"2022-12-31": 6.907
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 4.418,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 148727000,
"interest_expense_t": 18785000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/899751/000089975126000007/0000899751-26-000007-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}