Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"icr_by_year": {
"2019-09-30": 0.523,
"2018-09-30": 0.447,
"2017-09-30": -0.076,
"2016-09-30": -4.322
},
"consecutive_years_below_1": 4,
"altman_z_double_prime": -23.66,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 68773,
"interest_expense_t": 131372
},
"stale": false,
"latest_filing_period": "2019-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1133798/000143774919024029/0001437749-19-024029-index.htm",
"form": "10-K",
"filed": "2019-12-09"
}
}{
"etr_by_year": {
"2014-09-30": 0.3575,
"2013-09-30": 0.4129
},
"statutory_rate": 0.21,
"gap_by_year": {
"2014-09-30": -0.1475,
"2013-09-30": -0.2029
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": true,
"latest_filing_period": "2019-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1133798/000157104915010367/0001571049-15-010367-index.htm",
"form": "10-K",
"filed": "2015-12-29"
}
}{
"f_score": 0.602,
"probability": 0.00223,
"components": {
"rsst": 0.0499,
"drec": 0.0073,
"dinv": -0.1482,
"soft": 0.9849,
"dcs": null,
"droa": 0.0457,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2019-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1133798/000143774919024029/0001437749-19-024029-index.htm",
"form": "10-K",
"filed": "2019-12-09"
}
}