Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 75700000,
"plan_assets": 14000000,
"funded_ratio": 0.1849,
"deficit": -61700000,
"deficit_vs_equity": 0.0253,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1674101/000167410126000008/0001674101-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}{
"etr_by_year": {
"2025-12-31": 0.2349,
"2024-12-31": 0.3522,
"2023-12-31": 0.1377
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.0249,
"2024-12-31": -0.1422,
"2023-12-31": 0.0723
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1674101/000167410126000008/0001674101-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}{
"icr_by_year": {
"2025-12-31": 21.251,
"2024-12-31": 9.092,
"2023-12-31": 4.843,
"2022-12-31": 1.517
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 3.077,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1829700000,
"interest_expense_t": 86100000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1674101/000167410126000008/0001674101-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}