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{
"etr_by_year": {
"2026-01-31": 0.3132,
"2025-01-31": 0.1755,
"2024-01-31": -2.8792
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-01-31": -0.1032,
"2025-01-31": 0.0345,
"2024-01-31": 3.0892
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1327811/000132781126000014/0001327811-26-000014-index.htm",
"form": "10-K",
"filed": "2026-03-06"
}
}{
"icr_by_year": {
"2026-01-31": null,
"2025-01-31": null,
"2024-01-31": 1.605,
"2023-01-31": -2.176
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 2.693,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 183000000,
"interest_expense_t": 114000000
},
"stale": true,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1327811/000132781125000056/0001327811-25-000056-index.htm",
"form": "10-K",
"filed": "2025-03-11"
}
}